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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 5/6/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| New Auto, Truck, or Van |
60 Months |
|
5.25% |
Fixed |
| New Auto, Truck, or Van |
72 Months |
|
5.75% |
Fixed |
| New Auto, Truck, or Van > $25,000 |
84 Months |
|
6.13% |
Fixed |
| Used Vehicle 2007 |
60 Months |
|
5.63% |
Fixed |
| Used Vehicle 2006 |
60 Months |
|
5.75% |
Fixed |
| Used Vehicle 2005 |
60 Months |
|
6.00% |
Fixed |
| Used Vehicle 2004 |
60 Months |
|
7.00% |
Fixed |
| Used Vehicle 2003 |
54 Months |
|
7.50% |
Fixed |
| Used Vehicle 2002 |
48 Months |
|
7.50% |
Fixed |
| Used Vehicle 2001 |
36 Months |
|
7.50% |
Fixed |
| Used Vehicle 2000 |
36 Months |
|
8.90% |
Fixed |
| Used Vehicle 1999 & Older |
24 Months |
|
8.90% |
Fixed |
| RV/BOAT New |
60 Months |
|
5.75% |
Fixed |
| RV/Boat New |
72 Months |
|
6.25% |
Fixed |
| RV/Boat 2007 |
60 Months |
|
6.13% |
Fixed |
| RV/Boat 2006 |
60 Months |
|
6.25% |
Fixed |
| RV/Boat 2005 |
60 Months |
|
6.50% |
Fixed |
| RV/Boat 2004 |
60 Months |
|
7.50% |
Fixed |
| Unsecured |
varies |
|
14.00% |
Fixed |
| Small Implements (new) |
varies |
|
5.50% |
Fixed |
| VISA - Platinum |
no annual fee |
|
9.90% |
Fixed |
| VISA - Classic |
no annual fee |
|
11.90% |
Fixed |
| Home Equity |
varies |
|
5.00% |
Variable |
| 1st Mortgage |
Contact CU for rates |
|
**** |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 5/6/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| 182 Day |
|
2.50% |
2.52% |
| 12 Month |
|
2.75% |
2.78% |
| 18 Month |
|
3.00% |
3.03% |
| 24 Month |
|
3.25% |
3.29% |
NOTE: Penalty required for early withdrawal.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 5/6/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Student |
$5.00 |
3.75% |
3.80% |
| Regular, Vacation, Christmas, Escrow |
$100.00 - $4,999.99 |
1.00% |
1.00% |
| Regular, Vacation, Christmas, Escrow |
$5,000.00 - $19,999.99 |
1.50% |
1.51% |
| Regular, Vacation, Christms, Escrow |
$20,000.00 - plus |
1.75% |
1.76% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft
| Rates as of 5/6/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Regular, Second Checking |
$1,000.00 - $4,999.00 |
0.25% |
0.25% |
| Regular, Second Checking |
$5,000.00 - $19,999.99 |
0.50% |
0.50% |
| Regular, Second Checking |
$20,000.00 - plus |
1.00% |
1.00% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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