Dynamic Federal Credit Union

Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

email us

24 Hour Access Telephone Banking

You are now able to access your account anywhere in the United States, anytime day or night.
To check your balance, previous transactions, or to transfer funds dial:


Loan Rates:   (Effective March 23, 2020)

The rates and terms applicable to your account at Dynamic FCU are provided in the tables below. Rate and term will vary based on individual credit score and all loans are subject to credit approval. An additional 1/4% off for pre-approval and 1/4% off for direct deposit and automatic payment.

APR = Annual Percentage Rate.
Vehicle Loans - 2017 through 2020 Models
Term APR As Low As
60 Months 3.50%
72 Months 3.50%
84 Months 3.50%

Vehicle Loans - 2014 through 2016 Models
Term APR As Low As
60 Months 3.50%
72 Months 3.50%

Vehicle Loans - Older Models
Term APR As Low As
48 Months 3.50%

RV/Boat/Motorcycle Loans
Term APR As Low As
See Above Vehicle Terms Same As Vehicle Rates
Greater than $40,000 and 120-144 months Vehicle Rate + 1.5%

Small Implement Loans
Type APR As Low As
Less than $40,000 Vehicle rate + 1%
Greater than $40,000 and 84-120 months Vehicle rate + 2%

Unsecured/Secured Loans
Term APR As Low As
Unsecured - 60 months 8.50%
Shared Secured - 84 months 2.75%
Share CD Secured CD rate + 2.5%

VISA Credit Cards
Type APR As Low As
Platinum w/Rewards 9.90%
Classic 11.90%

Home Equity Line of Credit
Term APR As Low As
120 months 3.75%
(3 year fixed rate, 5 year draw period, 10 year repayment period, no annual fee, no per advance fee, line of credit up to 80% of equity value)

Mortgage Loans - Residential and Investment
Call 419-586-5522 for current rates or click on the MyCUMortgage link.

All rates and terms are subject to change. Contact us for the most current information at 419-586-5522.