Beginning November 18th:  Due to the increasing number of positive COVID-19 cases in the area, we will run Drive-Thru Only on Wednesdays until further notice.  Our Drive-Thru is available normal business hours Monday – Saturday.  
Our Lobby is available normal business hours Monday, Tuesday, Thursday, Friday, and Saturday.

Our office will still be available for calls, loan appointments, and new account appointments on Wednesdays.

Click here for updated information about DFCU’s response to COVID-19
Dynamic Federal Credit Union

Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

email us

24 Hour Access Telephone Banking

You are now able to access your account anywhere in the United States, anytime day or night.
To check your balance, previous transactions, or to transfer funds dial:


Learn more about online Bill Pay.  It's time to sign up for freedom.  Click Here for Demo.
  • Image of a sleep-aid medication box with a label that reads: Skip-A-Payment PM.  Text: Need a budget break for the upcoming holiday season?  
          Get the relief you need with Skip-A-Payment*  Available for November or December loan payments.  Click here for more info.
          *Interest will continue to accrue for two months on the unpaid balance.  Valid on one month's payment only.  Offer not valid on Mortgages,
          Home Equity loans, or VISA.  Subject to credit qualifications.  Must be current on loan for past 6 months.  If you have credit life and/or
          disability on your loan(s), you will not be covered beyond the original maturity date.  If you have GAP, your GAP coverage only includes up to
          two skips over the life of the loan.  You will be notified if your skip payment request is not approved.
  • Image of a piggy bank with a bandaid on it's side.  Text: Have an existing loan with us and affected by
          COVID-19?  We can help!  Contact your loan officer for assistance: 419-586-5522.  Annette at ext. 1105 or email:, or
          Jayme at ext. 1104, or email:, or Diane at ext. 1103, or email:
          Click Here For Hardship Form.
  • Image of a landscape with stormy skies.  Text: We'll Get Through This... TOGETHER.  Affected by COVID-19?  Free financial counseling can help!
            GreenPath Financial Wellness is a service we provide to our members and community.  Judgement-free counseling and advice to help those facing 
            debt and other issues.  Call 1-877-337-3399.  It's 100% confidential!
  • Image of a man and a woman riding in a convertible car with the top open on a sunny day.  The open road is calling.
          Rates as low as 2.5% APR* on all titled loans.
          *APR = Annual Percentage Rate.  Rates and term dependent on past credit performance. Rates include deductions 
          for automatic payment through direct deposit (.25%) and pre-approval (.25%).  Rates and terms are subject to change.
  • Background image of a snow covered pine tree.  Christmas Club accounts will be disbursed September 30th.  The funds will be deposited into your
          primary share -- allowing you to transfer the funds to your checking account via online/telephone/text banking to get your holiday shopping
          started!  Stop in and open a Christmas Club to start saving for 2021!
Background image of an illustrated hand holding a cell phone that is displaying a secured login screen, along with images of ATM/Debit Cards.
    Take full control of your ATM/Debit cards.  Manage your card spending right from your mobile device.  Download MyCardRules App today!  Click here for 
    more info.
Apply for a mortgage loan Track Rates or Apply Online for a Mortgage
Apply for a mortgage while rates are at an all time low! You can also sign up for our rate tracker. Set up an alert that will email you when rates have hit your goal rate. Click here or on the image for these and many other mortgage tools.